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Encryption became a hot topic in the news in the past month. The United Kingdom, Sweden, France and the EU are considering requiring “back doors” to encryption protections. The “Signalgate” scandal in Washington, DC started most people asking, “What is this encryption stuff?” So we decided to provide a primer on the state of encryption today.

While the technology behind encryption is complex, it is not new. The basic algorithms have been with us for decades, silently running on devices and servers, invisible to the user. The purpose is basic: to keep data safe from prying eyes, like criminals and nation states.

Encryption is also a good way of saving money and not just in avoiding ransoms. Insurance companies often offer up to 15% premium discounts to businesses demonstrating strong security practices, including proper data encryption. Encryption significantly reduces the risk of data breaches and their associated costs.